Notice to Policy Holders - Effective from 11 June 2024 - Learn more
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Basic Boat Liability Insurance

We provide boat liability insurance to offer owners of small boats, yachts, narrowboats and other pleasure craft a straightforward insurance policy that can be arranged within minutes through this website. All of our policies cover up to £5,000,000

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Legal Requirement

Water Authorities throughout the country make it a legal requirement that you, as a boat owner, must have Third Party Liability insurance cover - a number look for a Limit of Indemnity of over £ 3,000,000. All of our policies cover up to £5,000,000. We can arrange this Third Party cover for you now leaving you to enjoy your leisure time boating.

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Useful Documents

Summary of insurance cover and main benefits

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Cover We Offer

  • Third party cover up to £5,000,000
  • Wreck removal cover up to £50,000
  • Optional additional cover available

Main Features & Benefits

We provide competitive boat liability insurance to owners of small boats, yachts, narrowboats and other pleasure craft that can be arranged within minutes via our online quote and buy system.

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  • Highly competitive annual insurance premiums
  • Limit of Indemnity up to £5,000,000
  • Wreck Removal costs up to £ 50,000 (if you are legally liable for these costs)
  • Excess NIL, that’s right no deductions in the event of a claim
  • No limit on the age of the boat provided it is in a sound condition and maintained as such
  • Optional racing cover (for certain events – under sail only – check with us)
  • Cover whilst afloat and while stored ashore
  • Experienced and knowledgeable advisers and claims handlers
  • Any new policy with a start date up until the 10/06/2024 and any renewal with a renewal date up until the 30/06/2024 is Underwritten by Royal & Sun Alliance Plc
  • Any new policy with a start date of the 11/06/2024 onwards and any renewal with a renewal date of the 01/07/2024 onwards is Underwritten by Travelers Insurance Company Limited
  • Hovercraft/other craft considered - please call us for a quote and terms
  • For personal and private use only
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Highly Competitive Annual Insurance Premiums

You may experience some slight delay in the answering of telephone calls. If the matter is not urgent then please leave a message on our enquiries e-mail, which will be monitored, and we will be back to you as soon as possible – don’t forget you can take out and renew your insurance online.

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